Nomux is a crypto debit card for everyday spending. You top up with USDT, USDC, BTC, ETH or TRX, and the card pays for groceries, rides, flights and subscriptions at any merchant that takes Visa or Mastercard.
Accepted wherever Visa and Mastercard are · Top up with USDT · Apple Pay & Google Pay on most cards
A wallet and a card behind one login
Nomux keeps your crypto and your spending in the same app, so paying for something does not start with a trip to an exchange.
WalletHolds Bitcoin, Ether, Tron, stablecoins and more, with a recovery phrase you can view and export.
BalanceTop-ups are credited here and shown in USDT. This is the money the card spends.
CardCard number, expiry and security code of a Visa or Mastercard, ready to paste into any checkout.
PhoneSaved in your phone's wallet app, the card pays at the till with a tap.
How it works
Three steps from crypto to a card payment
Nomux does not run an application process for virtual cards: once the balance is funded, you choose a card and its details appear in the app.
Sign up
Nomux opens an account from your email address alone, or from your Telegram login. Two-factor sign-in is available from the start and is worth switching on.
Email or Telegram · two-factor sign-in
Fund the balance
Each top-up is a short request: pick a coin and its network, and Nomux gives you an address for that payment. The money is credited once the transfer has enough network confirmations.
USDT · USDC · BTC · ETH · TRX
Pay with the card
Use the card number at online checkouts straight away. For shops, enter the card details yourself in your phone's wallet app (Apple Wallet, Google Wallet), then pay with a tap.
Online · in store · in phone wallets
Cards
6 cards, each from its own country
Every Nomux card has its own currency, limits and fees, so the right one depends on where and how you spend. Each card asks for a minimum balance when you order it. From the order until activation, Nomux holds your whole balance; after activation, the hold ends and everything on the balance is spendable. Limits are counted in USDT.
The strongest BIN in the range and the lowest transaction fee. Highest entry threshold, highest spending ceiling, fewest refusals at checkout.
Minimum balance to issue1,000 USDT
Spending limit100,000 USDT / per month
Top-up fee1%
Transaction fee0.5%
ATM fee1%
ATM per month5,000 USDT
ATM per year30,000 USDT
Issue fee10 USDT
Apple / Google PaySupported
Validity48 months
The same spending ceiling as the Netherlands card at half the entry threshold. Online and in shops, with ATM access.
Minimum balance to issue500 USDT
Spending limit100,000 USDT / per month
Top-up fee1%
Transaction fee1%
ATM fee1%
ATM per month2,500 USDT
ATM per year30,000 USDT
Issue fee10 USDT
Apple / Google PaySupported
Validity48 months
Mastercard issued in euros. Online and in shops, ATM access, and no conversion on purchases in EUR.
Minimum balance to issue300 USDT
Spending limit50,000 USDT / per month
Top-up fee1%
Transaction fee1%
ATM fee1%
ATM per month1,500 USDT
ATM per year18,000 USDT
Issue fee10 USDT
Apple / Google PaySupported
Validity48 months
A sterling card for UK checkouts and subscriptions. Online and in shops, with ATM access.
Minimum balance to issue250 USDT
Spending limit50,000 USDT / per month
Top-up fee1%
Transaction fee1.5%
ATM fee2%
ATM per month1,500 USDT
ATM per year18,000 USDT
Issue fee10 USDT
Apple / Google PaySupported
Validity48 months
A Mastercard in US dollars, so purchases billed in USD need no conversion. The lowest entry threshold that still has Apple Pay, Google Pay and cash withdrawal.
Minimum balance to issue200 USDT
Spending limit30,000 USDT / per month
Top-up fee1%
Transaction fee1%
ATM fee2%
ATM per month1,000 USDT
ATM per year12,000 USDT
Issue fee10 USDT
Apple / Google PaySupported
Validity48 months
An online-only card for subscriptions and checkouts. No Apple Pay or Google Pay and no cash withdrawal — in exchange, the lowest entry threshold in the range.
Minimum balance to issue100 USDT
Spending limit5,000 USDT / per month
Top-up fee1%
Transaction fee1%
ATM feeNot supported
ATM per month—
ATM per year—
Issue fee10 USDT
Apple / Google PayNot supported
Validity36 months
Top-ups
Coins you can top up with
Nomux credits stablecoins and native coins on the networks listed below. Pick the network your exchange or wallet already uses: the top-up arrives on the same USDT balance either way.
USDTTetherTRC-20ERC-20BEP-20
USDCUSD CoinTRC-20ERC-20ARB
ETHEthereumEthereum
TRXTRONTRON
BTCBitcoinBitcoin
Fees
Crypto card fees, without fine print
The headline numbers for a Nomux card. Rates differ across the 6 cards, and the full table lists them side by side.
Minimum top-up50 USDTAnything below this amount is not credited
Top-up fee1%Added to the sum you want credited
Your first virtual cardFreeEach further card costs 10 USDT, taken from the balance when it is activated
Fee per payment from0.5%The rate depends on the card
Cash withdrawal from1%Only on cards with ATM access
Balance needed to order from100 USDTChecked once at ordering. The whole balance stays held until activation, then all of it is spendable
Card validity48 monthsThe longest term among the cards
Withdrawal to crypto3%Deducted from the amount you withdraw, plus the network fee
A Nomux card is accepted wherever its network is, Visa or Mastercard. The everyday list is long: online stores, ride apps, airlines, streaming services and the corner shop.
Subscriptions and online services
ChatGPT, Netflix, Spotify, cloud storage, hosting and ad accounts bill the card like any other. Renewals go through on their own.
Travel and remote work
Book flights, hotels and car hire, pay for coworking and eSIMs, and cover a trip with income you were paid in USDT.
Shops, cafés and rides
With the card saved in your phone, you pay by tapping it at the terminal. Phone payments are supported by 5 cards out of 6.
Funds from Nomux Wallet
Linked to a card, Nomux Wallet can pay for card purchases directly, in place of the balance. Linking is optional.
A merchant can still refuse a card. Some services do not take prepaid cards, and in the Nomux range only the Luxembourg card is prepaid.
Short answers about costs, top-ups and where the card works. Every figure comes from the live fee table.
What is a crypto debit card?
A crypto debit card works like a Visa or Mastercard debit card that you fund with cryptocurrency instead of a bank transfer. With Nomux, you top up the balance in USDT or another supported coin, and the card spends that balance like any bank card. Shops receive an ordinary card payment and never handle crypto themselves.
What does it take to open an account?
Nomux needs only an email address to create your account, and a Telegram login works too. Virtual cards are issued without identity documents. Nomux screens incoming top-ups, and if a payment looks linked to sanctions or money laundering, Nomux may ask about its origin. Plastic cards are different: they are produced only after an identity check.
How much does a Nomux card cost?
Nomux gives every account one virtual card for free. Further virtual cards are 10 USDT each, deducted from the balance when the card is activated. Plastic is 100 USDT, delivery included, and arrives in roughly 4 weeks. Ordering any card also requires the balance to reach that card's minimum, somewhere between 100 and 1,000 USDT.
Is my balance blocked when I order a card?
Yes, between the order and activation. Ordering a card puts a hold on the entire available balance. Activation ends the hold, as does a declined order, and from that point the whole balance can be spent. Funds credited after the order was placed stay outside the hold.
How small can a top-up be, and is there a fee?
Nomux credits top-ups from 50 USDT; below that, nothing is credited. The fee of 1% comes on top of the sum you want on the balance: sending 101 USDT credits 100 USDT, and sending 1,010 USDT credits 1,000 USDT.
Which coins and networks can I top up with?
Stablecoins: USDT (TRON (TRC-20), Ethereum (ERC-20) and BNB Chain (BEP-20)) and USDC (TRON (TRC-20), Ethereum (ERC-20) and Arbitrum). Native coins: BTC, ETH and TRX. Nomux credits a top-up after a set number of confirmations per network, the same for any amount: 20 blocks on TRON, 7 blocks on Ethereum, 1 blocks on Bitcoin, 120 blocks on Arbitrum and 15 blocks on BNB Chain.
Can I use the card for ChatGPT, Netflix and Apple Pay?
Yes. Subscriptions such as ChatGPT, Netflix and cloud services charge a Nomux card as a normal online card payment, on every card in the range. Paying by phone is available on 5 cards out of 6; the Luxembourg card works online only. There is no add-to-wallet button in the Nomux app: you enter the card details in Apple Wallet, or in Google Wallet on Android.
Is there a fee on each card payment?
Every card payment has a transaction fee between 0.5% and 1.5%, set by the card you hold. If the price is in another currency, Visa or Mastercard sets the exchange rate, and Nomux puts no markup on it. Picking a card whose currency matches your usual spending removes conversion entirely.
How do I contact Nomux support?
Nomux support works as a chat in the Nomux Telegram bot. An AI assistant answers first, and questions it cannot resolve are passed to the Nomux team in the same chat.
Ask an assistant about Nomux
Sends a prepared question to the assistant you pick. It reads nomux.cc independently and replies in its own way, flagging what deserves a second look.