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Physical cards

A physical crypto card for travel, ATMs and contactless payments

The Nomux physical card is plastic on the Visa or Mastercard network, it spends from the crypto-funded balance your virtual cards use, and it is the one to carry on a trip: for tapping at a terminal, taking cash from an ATM and leaving a deposit at a hotel desk. Nomux needs a completed identity check before the card is made, and delivery takes about 4 weeks after that check, so order it well before you travel.

Open an account
100 USDT card and delivery No extra shipping charge, wherever it goes
KYC required Done once, ahead of production
~14 days to make Counted from a finished identity check
~14 days in the post About 4 weeks door to door

How long until it is in your wallet

  1. Start Identity check You pass the issuing partner's KYC once. Production does not start until it is finished.
  2. ≈ day 14 Production The partner prints and personalises the card in your name.
  3. ≈ day 28 Arrival The card travels by post. The 100 USDT you paid already covers shipping.
  4. After that Ready to use It spends from your Nomux balance with the limits and fees of its product.

Which card for which trip

Virtual cardPhysical card
Identity checkNot neededRequired before production
When you can use itAs soon as it is issuedAbout 4 weeks after the check
PriceFree for the first, 10 USDT after100 USDT including delivery
Tap to payThrough a phone wallet, on 5 cardsWith the card or a phone wallet
ATM cashOn 5 of the 6 cardsYes
Deposits at hotels and rental desksFrequently refusedTaken like any plastic card
Limits and feesPer productMatch the virtual version

What the plastic is for

Most online spending is covered by a Nomux virtual card. The physical card exists for the situations a phone screen does not handle well: a terminal without contactless, a battery that died in a taxi queue, a rental desk that wants to hold a deposit on a card it can see.

Hotels and car hire firms often refuse virtual cards for deposits, and that is a merchant rule rather than a Nomux one. A plastic card in your name gets through those desks the way a regular bank card would.

Payments come out of the Nomux balance you top up with crypto, the one your virtual cards use too. If a charge is in a different currency from the card's, Visa or Mastercard converts it at the network rate, and Nomux puts no markup on top.

Cash from ATMs abroad

The Nomux physical card withdraws cash from ATMs on the Visa or Mastercard network. Nomux charges 1% per withdrawal with the Netherlands, Spain and France cards, rising to 2% with the United Kingdom and Singapore cards.

Monthly ATM ceilings lie between 1,000 and 5,000 USDT, by product. Cash in the currency the card is issued in involves no conversion; cash in any other currency is converted at the network rate.

Some ATM operators add a fee of their own and show it on the screen before you confirm. That charge belongs to the machine owner, not to Nomux, and you can cancel and try another machine.

The identity check, said up front

Nomux physical cards require KYC. A plastic card is printed with a name and posted to an address, so the partner bank behind it is obliged to identify the cardholder first. No card provider can skip that step for plastic.

A specialised verification provider performs the check. Nomux keeps the reference of the completed check, not copies of your documents.

The check is done once and covers the physical card only. Any virtual card you hold before the check is unaffected and remains unverified. Nomux does not issue plastic into sanctioned jurisdictions.

Timing it around a trip

Making the card takes about 14 days once the check is finished, and the post about 14 more, so plan on roughly 4 weeks in total. If the trip is sooner than that, the plastic will not make it in time.

A virtual card covers the gap. Issue one, add it to Google Wallet or Apple Wallet on the Netherlands, Spain, France, United Kingdom and Singapore products, and you can pay contactless from the first day while the physical card is on its way.

What it costs to have and to use

The price of the Nomux physical card is 100 USDT, which includes both making the card and posting it. There is no surcharge for a distant address.

After that the plastic costs exactly what the virtual version of that product costs to run: 1% on each top-up, a payment fee between 0.5% and 1.5%, identical ATM rates and an identical entry threshold. The fees page has the complete table.

At a glance
Price
100 USDT, delivery included
Identity check
Required (KYC), once, before production
Production
About 14 days after the check
Delivery
About 14 days after production
Total wait
About 4 weeks after the check is complete
Contactless
Yes, by the card itself and through a phone wallet
ATM withdrawals
Yes, fee 1% or 2% depending on the product
Limits and fees
Match the virtual version of that product
Funding
The Nomux balance shared with your virtual cards

FAQ

What people ask before their first card

Is the Nomux physical card good for travel?

Yes. It pays contactless at terminals, withdraws cash at ATMs and is accepted when a hotel or rental desk takes a deposit, which often refuse virtual cards. It spends from your crypto-funded Nomux balance.

Does the Nomux physical card require KYC?

Yes. A card printed with your name is only made after the issuing partner has verified who you are. Nomux virtual cards do not require a check.

When will the physical card reach me?

About 4 weeks after the identity check: about 14 days in production and about 14 more in the post.

How much does the Nomux physical card cost?

100 USDT, with delivery included. Payments, top-ups and ATM withdrawals then cost what they cost on the virtual version of that product.

What does an ATM withdrawal cost?

Nomux charges 1% per withdrawal with the Netherlands, Spain and France cards, rising to 2% with the United Kingdom and Singapore cards. Monthly ATM ceilings lie between 1,000 and 5,000 USDT. An ATM operator may add its own fee, shown on screen before you confirm.

Does Nomux keep a copy of my passport?

No. A verification provider performs the check, and Nomux stores only the reference of the completed check.

What can I use while the physical card is on its way?

A Nomux virtual card. No documents are needed for it, and on the Netherlands, Spain, France, United Kingdom and Singapore products it can be added to Google Wallet or Apple Wallet for contactless payments.

Open an account before your trip

Begin with a virtual card today; order the plastic when you are ready to verify.