Physical cards
A physical crypto card for travel, ATMs and contactless payments
The Nomux physical card is plastic on the Visa or Mastercard network, it spends from the crypto-funded balance your virtual cards use, and it is the one to carry on a trip: for tapping at a terminal, taking cash from an ATM and leaving a deposit at a hotel desk. Nomux needs a completed identity check before the card is made, and delivery takes about 4 weeks after that check, so order it well before you travel.
Open an accountHow long until it is in your wallet
- Identity check You pass the issuing partner's KYC once. Production does not start until it is finished.
- Production The partner prints and personalises the card in your name.
- Arrival The card travels by post. The 100 USDT you paid already covers shipping.
- Ready to use It spends from your Nomux balance with the limits and fees of its product.
Which card for which trip
| Virtual card | Physical card | |
|---|---|---|
| Identity check | Not needed | Required before production |
| When you can use it | As soon as it is issued | About 4 weeks after the check |
| Price | Free for the first, 10 USDT after | 100 USDT including delivery |
| Tap to pay | Through a phone wallet, on 5 cards | With the card or a phone wallet |
| ATM cash | On 5 of the 6 cards | Yes |
| Deposits at hotels and rental desks | Frequently refused | Taken like any plastic card |
| Limits and fees | Per product | Match the virtual version |
What the plastic is for
Most online spending is covered by a Nomux virtual card. The physical card exists for the situations a phone screen does not handle well: a terminal without contactless, a battery that died in a taxi queue, a rental desk that wants to hold a deposit on a card it can see.
Hotels and car hire firms often refuse virtual cards for deposits, and that is a merchant rule rather than a Nomux one. A plastic card in your name gets through those desks the way a regular bank card would.
Payments come out of the Nomux balance you top up with crypto, the one your virtual cards use too. If a charge is in a different currency from the card's, Visa or Mastercard converts it at the network rate, and Nomux puts no markup on top.
Cash from ATMs abroad
The Nomux physical card withdraws cash from ATMs on the Visa or Mastercard network. Nomux charges 1% per withdrawal with the Netherlands, Spain and France cards, rising to 2% with the United Kingdom and Singapore cards.
Monthly ATM ceilings lie between 1,000 and 5,000 USDT, by product. Cash in the currency the card is issued in involves no conversion; cash in any other currency is converted at the network rate.
Some ATM operators add a fee of their own and show it on the screen before you confirm. That charge belongs to the machine owner, not to Nomux, and you can cancel and try another machine.
The identity check, said up front
Nomux physical cards require KYC. A plastic card is printed with a name and posted to an address, so the partner bank behind it is obliged to identify the cardholder first. No card provider can skip that step for plastic.
A specialised verification provider performs the check. Nomux keeps the reference of the completed check, not copies of your documents.
The check is done once and covers the physical card only. Any virtual card you hold before the check is unaffected and remains unverified. Nomux does not issue plastic into sanctioned jurisdictions.
Timing it around a trip
Making the card takes about 14 days once the check is finished, and the post about 14 more, so plan on roughly 4 weeks in total. If the trip is sooner than that, the plastic will not make it in time.
A virtual card covers the gap. Issue one, add it to Google Wallet or Apple Wallet on the Netherlands, Spain, France, United Kingdom and Singapore products, and you can pay contactless from the first day while the physical card is on its way.
What it costs to have and to use
The price of the Nomux physical card is 100 USDT, which includes both making the card and posting it. There is no surcharge for a distant address.
After that the plastic costs exactly what the virtual version of that product costs to run: 1% on each top-up, a payment fee between 0.5% and 1.5%, identical ATM rates and an identical entry threshold. The fees page has the complete table.
- Price
- 100 USDT, delivery included
- Identity check
- Required (KYC), once, before production
- Production
- About 14 days after the check
- Delivery
- About 14 days after production
- Total wait
- About 4 weeks after the check is complete
- Contactless
- Yes, by the card itself and through a phone wallet
- ATM withdrawals
- Yes, fee 1% or 2% depending on the product
- Limits and fees
- Match the virtual version of that product
- Funding
- The Nomux balance shared with your virtual cards
FAQ
What people ask before their first card
Is the Nomux physical card good for travel?
Yes. It pays contactless at terminals, withdraws cash at ATMs and is accepted when a hotel or rental desk takes a deposit, which often refuse virtual cards. It spends from your crypto-funded Nomux balance.
Does the Nomux physical card require KYC?
Yes. A card printed with your name is only made after the issuing partner has verified who you are. Nomux virtual cards do not require a check.
When will the physical card reach me?
About 4 weeks after the identity check: about 14 days in production and about 14 more in the post.
How much does the Nomux physical card cost?
100 USDT, with delivery included. Payments, top-ups and ATM withdrawals then cost what they cost on the virtual version of that product.
What does an ATM withdrawal cost?
Nomux charges 1% per withdrawal with the Netherlands, Spain and France cards, rising to 2% with the United Kingdom and Singapore cards. Monthly ATM ceilings lie between 1,000 and 5,000 USDT. An ATM operator may add its own fee, shown on screen before you confirm.
Does Nomux keep a copy of my passport?
No. A verification provider performs the check, and Nomux stores only the reference of the completed check.
What can I use while the physical card is on its way?
A Nomux virtual card. No documents are needed for it, and on the Netherlands, Spain, France, United Kingdom and Singapore products it can be added to Google Wallet or Apple Wallet for contactless payments.
Next
Keep going
Open an account before your trip
Begin with a virtual card today; order the plastic when you are ready to verify.