Pick a Nomux card by what you will pay for, not by the country on it. For services priced in dollars, the Singapore card is the dollar one. For the lowest fee on each payment and the highest limits, the Netherlands card charges 0.5% but asks for a 1,000 USDT balance first. For a small start online, the Luxembourg card opens from 100 USDT but is prepaid, works online only and caps spending at 5,000 USDT a month. The other three — Spain, France and the United Kingdom — sit between those (fees).
The six cards side by side
| Card | Network · currency | To order | Per payment | Spending limit, USDT a month | ATM fee · cash, USDT a month | Phone wallets | Valid |
|---|---|---|---|---|---|---|---|
| Netherlands | Visa · EUR | 1,000 USDT | 0.5% | 100,000 | 1%, up to 5,000 | Yes | 48 months |
| Spain | Visa · EUR | 500 USDT | 1% | 100,000 | 1%, up to 2,500 | Yes | 48 months |
| France | Mastercard · EUR | 300 USDT | 1% | 50,000 | 1%, up to 1,500 | Yes | 48 months |
| United Kingdom | Visa · GBP | 250 USDT | 1.5% | 50,000 | 2%, up to 1,500 | Yes | 48 months |
| Singapore | Mastercard · USD | 200 USDT | 1% | 30,000 | 2%, up to 1,000 | Yes | 48 months |
| Luxembourg | Visa · EUR, prepaid | 100 USDT | 1% | 5,000 | No | No | 36 months |
Limits and cash ceilings are counted in USDT on every card, whatever its currency. “To order” is the balance a card asks for at checkout; Nomux keeps none of it. To reach it, remember the 1% top-up fee comes on top of what lands on the balance: 500 USDT on the balance means sending 505. Source: fees, virtual cards, read 26 October 2026.
Match the card to the job
Software, AI tools and hosting billed in dollars → Singapore. It is the only Nomux card issued in US dollars, so a dollar charge needs no conversion on the card. It opens from 200 USDT and charges 1% per payment.
Google Ads and other ad platforms → anything but Luxembourg. Luxembourg is the one prepaid Nomux card, and Google does not accept prepaid cards for automatic payments (virtual cards). The remaining cards are not prepaid; each ad platform still runs its own checks on the cards it accepts.
Large monthly spending → the Netherlands or Spain. Both allow 100,000 USDT a month. The Netherlands card adds the lowest payment fee in the range, 0.5%, at the price of the highest entry threshold, 1,000 USDT; Spain opens at 500 USDT and charges 1%.
Cash → the Netherlands, Spain or France. Those three charge 1% at an ATM; the United Kingdom and Singapore cards charge 2%. The Netherlands card has the highest cash ceiling, 5,000 USDT a month. Luxembourg cannot be used at an ATM (fees).
Paying with your phone at a shop → any card except Luxembourg. Five cards go into Apple Pay or Google Pay; you enter the card details in the phone’s wallet by hand, because the Nomux app cannot push them there (where cards work).
A first card on a small balance → Luxembourg, with its limits in mind. It opens from 100 USDT, which suits a few subscriptions. It spends online only, up to 5,000 a month, and runs 36 months instead of 48.
Shopping priced in pounds → the United Kingdom. It is the only GBP card. Its payment fee, 1.5%, is the highest in the range.
Three things that apply to every card
- Ordering holds your whole balance. Between ordering and activation, everything on your balance is on hold, not only the threshold (terms, section 7). A top-up made after the order stays spendable (section 6). Top up the threshold plus the 1% fee, order, then add the rest.
- Your first card costs nothing. Each further virtual card costs 10 USDT, so a second card for a second currency is cheap — but ordering it holds the balance again until it is activated.
- No identity documents for a virtual card. Nomux can still check where specific funds came from (section 6). Plastic is offered only on the Netherlands, Spain and United Kingdom cards, and only after a check of your identity (physical cards).
Short answers
Which Nomux card is in US dollars? The Singapore Mastercard.
Which Nomux card has the lowest payment fee? The Netherlands Visa, at 0.5% per payment; it asks for a 1,000 USDT balance first.
Which Nomux card has the lowest entry? Luxembourg, from a 100 USDT balance. It is prepaid, online only, cannot withdraw cash and is capped at 5,000 USDT a month.
Does a Nomux card work for Google Ads? Yes with any card except Luxembourg, the only prepaid one.
Which Nomux cards go into Apple Pay and Google Pay? Netherlands, Spain, France, United Kingdom and Singapore.
Related pages
- Fees and limits for every Nomux card — the complete table.
- Virtual cards — what each card is made for.
- Can you get a card without a bank account? — what a Nomux card replaces and what it does not.